The Universal Stock Access Account™ will be available at this site soon.

This account is ideal for the long-term investor. This product appeals to educated consumers who want to accumulate shares in a diversified portfolio of stocks over a period of years. Unlike the traditional customer for discount brokerage services, these investors are not traders. Indeed, we discourage trading by charging more for sales than we do for buys.

More than a million copies of The Moneypaper Guide to Direct Investment Plans have been sold since 1986 and the Temper Enrollment Service has opened more than a million accounts for individuals in more than 1,000 companies that have DRIPs. The USA Account will give such individuals, as well as those who do not currently invest in DRIPs, a wider choice of companies in which to invest on a low-cost basis

The USA Account™ will focus on the most popular companies that don’t offer DRIPs, drawn from the ranks of the S&P 500 and the NASDAQ-100. The list also includes companies that offer DRIPs but charge high fees, and popular no-fee DRIPs.

Complete Details of the Universal Stock Access Account

If you already own DRIPs, we suggest you keep them. The USA Account is not meant to replace your current DRIPs, but to broaden your DRIP options. If you want to enroll in a no-fee DRIP, use this link to the Temper Enrollment Service at directinvesting.com.

About the Transfer Service
You may wish to use the USA Account Transfer Service to purchase shares on a specific day of the week (and we hope to be able to purchase daily when volume permits) rather than to wait for the DRIP's monthly or quarterly investment date.

Shares purchased through the USA Account can be deposited in your no-fee DRIP account through the Transfer Service simply by authorizing the transfer. Transfers must be in whole shares. The cost is $5. (There is no fee for depositing shares in your USA Account.) Use the Account Profile page to request the electronic transfer.

The commission is $2 for the purchase.
The service fee is $5 for the transfer.

We only include the most popular no-fee DRIPs in the USA Account for the convenience of those who insist on a consolidated statement. However, our software will include a self-tracker for those who maintain accounts in their own names, whether as DRIPs or at another broker. You will be able to enter your transactions into the tracker to create your own consolidated statement for the accounts you are holding in your name. This is actually a better option for small investor's who will save the $2 commission charged by the USA Account.